Accounting & Bookkeeping — PACI Financial Services
Financial ServicesAccounting & Bookkeeping
Most Trusted in UAE

The easiest way to
manage your
accounting & finance

Trusted by 1,022+ UAE-based SMEs & startups. Real accountants, real-time insights, zero headaches — from bookkeeping to corporate tax.

1,022+
UAE Businesses
0 AED
Penalties Incurred
4h
Saved Per Week
Accounting team at work
Dedicated Team
Financial paper analysis
Real-time Insights
Financial documents
VAT Compliant

Trusted by 1,022+ UAE businesses

PaiveLovelashChloemac CosmeticsNo.1 Luxury YachtThe People AgencyPink LemonadeLoakinbiyiDubaytSuenoFeed KianiLammah SpaceStick No BillsDXB Design StudioSavvyQuickpro Auto PaiveLovelashChloemac CosmeticsNo.1 Luxury YachtThe People AgencyPink LemonadeLoakinbiyiDubaytSuenoFeed KianiLammah SpaceStick No BillsDXB Design StudioSavvyQuickpro Auto

Get rid of the boring stuff. Let Paci handle reconciliations, receipt uploads, and smart categorisation automatically — so you can focus on growing your business, not balancing it. From VAT filing to corporate tax readiness, our real accountants review every report before submission.

30+
Days to full visibility

Why businesses choose Paci

Get rid of the boring stuff

Let Paci handle reconciliations, receipt uploads, and smart categorisation automatically. AI-assisted workflows eliminate manual data entry so your team focuses on what matters.

Stay compliant, effortlessly

From VAT filing to corporate tax readiness, Paci keeps you on track. Real accountants review every report before submission — so you never pay for an oversight again.

Get insights, not just reports

Your P&L, Balance Sheet, and Cash Flow updated in real time — with alerts and insights that actually tell you what matters, not just raw numbers on a page.

We grow with you

Startup

Early Stage

In your brand's early days, cash flow is harder to predict. We help you tie remittances to sales patterns and build a solid financial foundation from day one.

Growing

Scaling Up

You need a partner who understands scale — more support, deeper analysis, and the ability to grow with you while preventing financial pitfalls before they arise.

Complex

Complex Needs

From entity-level reporting to VAT optimisation and cashflow forecasting — we ensure your financial systems grow with your complexity and multi-entity structure.

Up and running
in under a month

Our structured onboarding ensures full visibility over your books quickly — with zero disruption to your day-to-day operations.

Consult with team now
Day 1
Get Started
  • Customer success reviews your requirements
  • KYC documents collected
  • Onboarding & contract formalised
Day 7
Understand Your Business
  • Accounting team maps your model
  • Clarification meetings to align scope
  • SOP created and approved
Day 37
Full Visibility on Books
  • Walkthrough of your complete books
  • Adjustments based on your feedback
  • Custom analysis requests captured

Complete Accounting
& Bookkeeping Suite

Five core service pillars built around your business's financial needs — delivered with accuracy, transparency, and actionable insight every month.

01
Core Service

Monthly Bookkeeping

Systematic recording and organisation of every financial transaction — daily, weekly, and monthly. Immaculate ledgers that give you a clear picture of cash flow and financial health at all times.

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02
Reporting

Financial Statements Preparation

IFRS-compliant balance sheets, income statements, and cash flow reports — ready for management, investors, or regulators on demand.

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03
Compliance

Bank Reconciliation

We match your internal records against bank statements to catch discrepancies, prevent fraud, and ensure your books are always accurate.

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04
Cash Management

Accounts Payable / Receivable

Full AP/AR cycle management — invoice processing, vendor payments, customer collections, and ageing reports to optimise your working capital.

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05
Analytics

Custom Management Reports

Tailored dashboards that translate raw financial data into strategic intelligence — helping leadership make confident, data-driven decisions.

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+
Advisory

Financial Health Check

Periodic review of your financial systems — identifying inefficiencies and opportunities to keep your business financially healthy and ahead of the curve.

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Accountant reviewing financials
Financial charts on laptop
IFRS CompliantStandards-based reporting

Accounting that works harder
so you don't have to

  • Dedicated Accountant Assigned

    A single expert who understands your business — not a call centre, a real person reviewing your books every month.

  • Accountants Enabled by AI, Not Replaced

    Automation handles repetitive work; our accountants focus on nuanced, high-value analysis that truly matters.

  • Fast Turnaround, Crystal-clear Delivery

    No delayed responses or unclear timelines. Reports, reconciliations, and filings always delivered on schedule.

Your current experience vs.
Accounting built for UAE

Your Accounting Experience is Broken

  • Product access, then you're on your own
  • AI automation with no human oversight — all fluff
  • Delayed responses and unclear timelines
  • Generic reports with no real-world context
  • Surprise VAT or corporate tax penalties

Accounting Built for UAE Businesses

  • Dedicated accountant assigned to your business
  • Accountants enabled by AI — not replaced by it
  • Fast turnaround with crystal-clear delivery
  • Real insights tailored to your business stage
  • Zero AED penalties — guaranteed compliance

Real numbers. Real results.

4h
Saved Every Week

Every small business deserves top-grade finance automation without the complexity. Your team gets those hours back.

10s
Decision Time

See what's due, what's paid, and what's pending in real time. No spreadsheets. No follow-ups. Just clarity.

0 AED
In Penalties

Automated alerts reviewed by our accounting team keep you ahead of VAT and Corporate Tax filings every time.

Professional accountant consultation
★★★★★

"What seemed impossible, Paci made happen — saving us 10,000 AED in penalties."

"Paci saved us 10,000 AED by completely reversing our corporate tax penalty. What seemed impossible, they made happen!"

K
Ketki Chandavarkar
Founder

A team that's always in your corner

From onboarding to ongoing management, our accountants are embedded partners in your business growth.

Team collaboration on financial reports

Collaborative Approach

Your accountant, your partner

Financial data dashboard

Real-time Dashboards

Always up to date

Tax compliance documents

UAE VAT & CT Compliance

Zero penalties, always

More ways Paci serves you

Reliable, compliant, and tailored to support every stage of your company's growth — beyond monthly bookkeeping.

Books Cleanup

Get your financial records organised, accurate, and audit-ready. We reclassify entries, rebuild opening balances, reconcile accounts, and correct VAT codes.

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System Implementation

We set up your accounting system from scratch — chart of accounts, integrations, and workflows — so your tech stack supports growth from day one.

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Corporate Tax Filing

Annual CT return prepared, reviewed, and filed with the FTA — start to finish. Every deduction captured, every deadline met, zero penalties.

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Ad-hoc Services

Company audits, formation, liquidation, accounting system setup, AML compliance, and more — specialised services tailored to your specific situation.

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Common questions

Accounting software is a tool — Paci is a complete service. We combine smart software with dedicated human accountants who own your books end-to-end. You don't need to learn any platform; we handle everything and give you the insights that matter.
Yes. Every Paci customer is assigned a dedicated accountant as their primary point of contact. You also have access to our broader team for specialist queries — VAT, corporate tax, and compliance questions are all covered.
Our clients report saving an average of 4 hours per week on financial admin. We handle reconciliations, filings, reports, and compliance — you get clean books, real-time visibility, and zero surprises. That's the Paci promise.
You communicate directly with your accountant via our platform, WhatsApp, or email — whatever works best. Our dashboard gives you real-time access to your financials anytime, from any device.

Ready to take control
of your finances?

Join 1,022+ UAE businesses that trust Paci for clear, compliant, and strategic financial management. Get in touch for a free consultation.

Request a Free Consultation

Monthly Bookkeeping

Starting from AED 800 / month

Financial Statements

IFRS-compliant, audit-ready

UAE VAT & Corporate Tax

FTA-compliant, zero penalties

Books Cleanup & Setup

Audit-ready from day one

FAQ

Real questions UAE founders ask

From registration panic to FTA audit letters — answered plainly.

My revenue just crossed AED 375,000 — how urgently do I need to register for VAT? +
You have 30 days from the end of the month you crossed the threshold to register with the FTA. Penalties for late registration start at AED 20,000, so act quickly. Most registrations take 5–20 working days. If you are already past the deadline, a voluntary disclosure usually results in lower penalties than waiting for the FTA to discover the non-compliance.
We are a free zone company — do we still charge VAT to UAE mainland customers? +
Yes. Free zone status does not exempt you from UAE VAT obligations on supplies to mainland customers. If your company makes taxable supplies to the mainland, you must register for VAT and charge 5%. Free zone status affects customs duties and import/export treatment, not VAT on local supplies.
My accountant quoted AED 6,000/month for bookkeeping — is that normal? +
For a 5–15 person trading company, AED 2,500–5,000/month is typical. AED 6,000+ is reasonable if you have high invoice volumes, multiple currencies, or complex inventory. Always clarify what is included — VAT returns, payroll, and FTA audit support are often charged separately by cheaper providers, making the all-in cost higher than the headline rate.
We have never filed a VAT return in 18 months — how bad are the penalties? +
Non-registration penalties start at AED 20,000. Non-filing adds AED 1,000–2,000 per period. Late payment carries a 2% penalty immediately, plus 4% on day 7. The FTA accepts voluntary disclosures, which typically result in lower total penalties than if they discover the non-compliance first. Get professional help before approaching the FTA — the approach and timing matter significantly.
Does the 9% corporate tax apply to free zone companies in 2026? +
Free zone companies can qualify for the 0% rate as Qualifying Free Zone Persons (QFZPs), but the conditions are strict: economic substance in the free zone, income from qualifying activities, and non-qualifying income below 5% of total revenue or AED 5 million. Most businesses should verify QFZP eligibility with a tax advisor before their first corporate tax filing.
Our investor wants audited financials and we have never done an audit — how long does it take? +
A first-time audit for a small-to-medium UAE company typically takes 4–8 weeks with organised books. If significant clean-up is needed first, budget 2–3 months total. Start as early as possible — investors rarely accommodate last-minute delays. Clean, reconciled books before the auditor arrives can halve the timeline.
We hired two part-time staff — do we need WPS compliance? +
Yes. WPS (Wage Protection System) is mandatory for all employees registered with MOHRE, including part-time staff. You need to register employees, use a WPS-compatible bank account, and submit salary files within 10 days of the agreed pay date. Non-compliance can trigger an MOHRE hiring ban, which halts your ability to sponsor new visas entirely.
Is there a small business corporate tax relief — we made AED 800K this year? +
Yes. Small Business Relief (SBR) is available for businesses with revenue up to AED 3 million per tax period through December 31, 2026. If eligible, you can elect for 0% corporate tax. However, SBR is not available if you are a Qualifying Free Zone Person or part of a multinational group. Confirm eligibility with a tax advisor before your first CT filing.
What is the difference between a bookkeeper and a managed accounting service? +
A bookkeeper records transactions. A managed accounting service covers the full financial back-office: VAT returns, corporate tax filing, payroll, management reports, FTA compliance, and proactive tax planning. For businesses above AED 500K revenue, a full managed service typically pays for itself by preventing penalties and optimising tax positions that a basic bookkeeper would not catch.
The FTA sent us an audit notice — what do we do now? +
Do not respond alone. FTA audits are formal legal proceedings and your initial response sets the tone for the entire review. Engage a tax advisor immediately to review your VAT returns, organise supporting documents, and prepare your audit file. Most audits complete within 6–12 weeks. Proactive co-operation almost always results in better outcomes than being defensive or slow to respond.