Employee Benefits Broker UAE: Health, Pension, ESOP | Paci
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Benefits That Retain Talent

Health, savings, wellness benefits. Set up in days.

Group health insurance, savings/pension schemes, allowance structuring (tax-efficient), bonus & ESOP frameworks, and benefit administration. Designed by ex-Big-4 advisors to attract and retain talent — at a cost that fits SME budgets.

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Trusted by 1,200+ UAE businesses

What’s Included

Benefits that retain great people.

One team, one fixed price, one set of clean deliverables. No vendor sprawl, no Excel chains, no last-minute scrambles.

01

Group health insurance

DHA / HAAD / federal-mandated insurance + top-up packages. We compare 8+ insurers, negotiate rates, and handle claims on your team's behalf.

02

Pension / DEWS schemes

DIFC DEWS, ADGM equivalent, voluntary corporate savings plans for mainland — designed and administered, with employee education sessions.

03

Tax-efficient allowance design

Housing, transport, education, telecom — structured to be tax-efficient under UAE CT regime, while maximising employee take-home.

04

ESOP / share schemes

Cap-table-friendly ESOP frameworks for startups + bonus / RSU structures for established companies. Legal docs and accounting treatment handled.

Fixed fee

One fixed quote for the whole job, shared within 24 hours.

Send your details and a Paci accountant replies on WhatsApp or email with the price and the plan.

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How It Works

From benefit audit to talent retention.

5 steps, one Paci team, and updates on WhatsApp from the first call to the last tick.

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1

Benefits audit

60-min review of current benefits + employee feedback + market benchmarks.

2

Design

Recommendations across insurance, pension, allowances, bonus framework.

3

Negotiate & set up

Insurer negotiations, pension provider onboarding, ESOP legal docs.

4

Employee onboarding

Town-hall-style sessions to explain benefits to employees.

5

Annual review

Yearly review of usage, cost, market benchmarks — evolve continuously.

Why Paci

Benefits that actually move attrition.

Best market rates, negotiated

We negotiate group health, life and TPD insurance with 8-10 insurers every renewal. Most clients save 18-32% over their previous broker quote.

Tax-efficient structures

With UAE CT in play, allowance structuring matters. We design frameworks that maximise employee take-home while staying CT-deductible for the employer.

Talent retention impact

Companies with structured ESOP + savings schemes see 30%+ lower regret-attrition. We help SMEs build these from day-1, not after talent has already left.

Client result
“We ran into our 4th senior-engineer resignation in a year. Paci designed our ESOP + savings scheme — 0 senior exits in the 8 months since.”
TDTanvi DesaiCOO, fintech startup, DIFC
Common Questions

Quick answers, no fluff.

Still have a question? Ask a Paci accountant on WhatsApp. A real person, usually within the hour.

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DHA-mandated health insurance is mandatory (Dubai). HAAD (Abu Dhabi). DEWS for DIFC employees. Everything else (top-up insurance, pension, ESOP) is voluntary and designed for retention.

Yes. We act as your broker — your team contacts us when they need to claim, and we coordinate with the insurer end-to-end.

Yes — we design phantom-stock and cash-settled bonus frameworks for established companies that don't want to dilute equity.

Our advisory fee is fixed. Insurance / pension premiums go directly to providers (we negotiate, you pay them). ESOP setup is one-time. Annual review fee covers ongoing changes.

Talk to us

Get a fixed quote in 24 hours.

Tell us your headcount and what's broken — high turnover, hard to attract talent, expensive insurance, no ESOP. We'll quote a focused engagement.

  1. 1Send your details
  2. 2Quote back within 24 hours
  3. 3We start, you track on WhatsApp
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We reply within 24 hours, on WhatsApp or email.

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Stop losing senior talent over benefits gaps.

Health, pension, ESOP, allowances — designed by ex-Big-4 advisors. Negotiated for SMEs.

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