Home Library Payroll UAE End-of-Service Gratuity 2026: Calculation, Entitlement,
Payroll & HR · 2026 Guide

UAE end-of-service gratuity 2026: calculation, entitlement, and planning.

Gratuity is the largest single payroll obligation for UAE employers with long-serving staff. The 21/30-day formula is straightforward — but the base, the cap, and resignation rules catch employers out every time.

GA
Head of Payroll & People Operations · Paci Finance
Updated 9 min read Verified to 2026 sources
HR professional calculating UAE end-of-service gratuity for departing employee
UAE gratuity uses the last basic salary rate — not average salary. The cap is 2 years' total basic salary
Quick answer

UAE gratuity = 21 calendar days’ basic salary per year for the first 5 years, then 30 calendar days’ per year from year 6 onward. Maximum: 2 years’ total basic salary. Based on last drawn basic salary (not total package). Employees who resign after 1 year qualify for the full entitlement. Minimum service: 1 year.

21 days
Gratuity per year (years 1–5)
30 days
Gratuity per year (year 6+)
2 years
Maximum total gratuity cap
1 year
Minimum service for gratuity entitlement

The gratuity calculation formula

UAE Labour Law (Federal Decree-Law No. 33 of 2021, effective 2 February 2022) standardised gratuity as follows:

  • Years 1–5: 21 calendar days’ basic salary per completed year of service
  • Year 6+: 30 calendar days’ basic salary per year for each year beyond 5
  • Base: Last drawn basic salary — excluding housing allowance, transport, commissions, bonuses, and any other variable pay
  • Cap: Total gratuity cannot exceed 2 years’ total basic salary
  • Partial years: Pro-rated based on the number of days served in an incomplete year
Service years Daily rate (basic ÷ 30) Calculation
3 years, basic AED 10,000/moAED 333.33/day21 days × 3 years × AED 333.33 = AED 21,000
7 years, basic AED 15,000/moAED 500/day(21 × 5 × AED 500) + (30 × 2 × AED 500) = AED 82,500
12 years, basic AED 20,000/moAED 666.67/day(21 × 5 × 666.67) + (30 × 7 × 666.67) = AED 210K → but cap = 2 × 12 × 20K = AED 480K → AED 210K (below cap)

Resignation — no reduction since 2022

Under the old UAE Labour Law (pre-2022), employees who resigned before completing 5 years received a reduced gratuity (50% for 1–3 years, 66% for 3–5 years). This graduated reduction was abolished under the 2021 Labour Law.

Since 2 February 2022, an employee who resigns after completing 1 year of service receives the full gratuity entitlement — 21 days per year, same as a terminated employee. Resignation after less than 1 year: no gratuity.

Employees dismissed for gross misconduct lose gratuity

An employee dismissed under Article 44 of the UAE Labour Law (serious misconduct — fraud, violence, intoxication, criminal conviction, unauthorised absence for 7+ days) forfeits the gratuity entitlement. The employer must document the dismissal grounds formally and MOHRE should be notified. Disputes go to MOHRE conciliation before labour court.

Gratuity provisioning — monthly vs lump-sum

UAE Labour Law does not require gratuity to be funded in a segregated account (unlike some countries). However, from a cash flow management perspective, employers should provision gratuity monthly:

Monthly provision = (21 or 30 ÷ 365) × basic salary × number of months in year. For a 3-year employee on AED 10,000 basic: monthly provision = (21 × 10,000 ÷ 365) × 1 = AED 575/month. This avoids the shock of a six-figure gratuity bill when a long-serving employee exits.

DEWS and Hayakum for structured gratuity savings

DIFC Employee Workplace Savings (DEWS) is mandatory for DIFC employers — it replaces gratuity with a defined contribution savings scheme. For mainland employers, Hayakum (a voluntary gratuity savings platform) allows structured monthly contributions that are ringfenced for gratuity payments. Both protect employers from cash-flow shock on termination.

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Frequently asked questions

How is UAE end-of-service gratuity calculated?+

21 calendar days’ basic salary per year for the first 5 years, plus 30 days per year from year 6 onward. Based on last drawn basic salary only. Maximum: 2 years’ total basic salary. Minimum service: 1 year.

Does an employee who resigns get gratuity in UAE?+

Yes — since the 2021 Labour Law (effective February 2022), employees who resign after 1 year of service receive the full gratuity entitlement (21 days/year). The old graduated reduction for resignation was abolished.

What is included in UAE gratuity base salary?+

Only the basic salary. Housing allowance, transport allowance, commissions, bonuses, and any other variable or non-fixed pay components are excluded from the gratuity calculation base.

What is the maximum gratuity in UAE?+

Total gratuity is capped at 2 years’ total basic salary. For an employee on AED 15,000 basic for 20 years, the calculation may produce a higher figure but the payment is capped at 24 months × AED 15,000 = AED 360,000.

What happens to gratuity if an employee is dismissed for misconduct?+

Employees dismissed for serious misconduct under Article 44 of the UAE Labour Law forfeit their gratuity entitlement. Misconduct includes fraud, assault, intoxication at work, and unauthorised absence for 7+ consecutive days.

Is UAE gratuity tax-free?+

Yes. Gratuity payments to employees are excluded from UAE Corporate Tax (they are a deductible business expense for the employer). There is no income tax or withholding tax on gratuity in the UAE. Employees receive gratuity free of any UAE deduction.

GA

Gulnar Ali

Head of Payroll & People Operations · Paci Finance

Gulnar leads payroll and HR-compliance engagements at Paci Finance. With 11 years of UAE payroll experience across mainland, free zone and DIFC clients, she has run WPS submissions for 1,200+ employees a month and resolved end-of-service settlements in 90+ MoHRE cases.

Gratuity is a provision — not a surprise. Model it monthly.

We calculate, provision, and track end-of-service gratuity for all your UAE employees as part of our monthly payroll service.

Official UAE Government Sources